Nigeria · Personal & BusinessFast loans for people
Fast loans for people
and small businesses.
Apply in minutes. Instant decisions powered by a transparent rules engine and credit bureau data. Clear rates, no hidden fees — repay online.
Two modules, one platform
Personal
Personal loans
Salary advances and personal loans from ₦50,000 to ₦5,000,000 — medical, education, home, weddings, consolidation.
- • BVN/NIN verified KYC
- • Decisions in minutes (rules + bureau)
- • Reducing-balance interest, APR disclosed
Business
Small business loans
SME working capital and equipment finance from ₦500,000 to ₦50,000,000 — CAC-registered businesses.
- • KYB via CAC, TIN & directors
- • Cash-flow based underwriting
- • Repayment schedules built for cash cycles
Products
How decisions work
Every application is scored by a transparent rules engine (income/revenue, debt ratios, bureau score) — instant approval or routing to our underwriting team. No hidden black boxes. Simulated money mode is on: disbursements and payments are simulated until bank APIs are connected.